Do you actually know where your money's going?

Budgeto shows you exactly how much you've got left and how much you've spent this paycheque

No guesswork, no fiddly trackers

Just a dead-simple way to take back control of your money

Fancy testing your budget instincts? Tweak the figures and watch your balance update instantly.

Fancy testing your budget instincts? Tweak the figures and watch your balance update instantly. Swipe to switch between leftover and spent.

$1,350

Leftover

$650

Spent
Income: $2,000
Spending: $650

How much are you actually spending?

Do you genuinely know how much of your hard-earned cash is left after each paycheque?

Or are you kind of just vibing it based on what you think you've spent?

Up to 9.6 million Aussies have spending habits that actively work against them, according to this Finder survey. Over 16% of us spend more than we earn.

Credit cards, buy-now-pay-later, borrowing from mates, it all piles on the financial stress. And when you can't see the full picture, overspending is way too easy.

The root of it all? It's genuinely hard to track what we're really spending.

That's exactly what Budgeto fixes.

Snapshot views of what you've spent and what you've still got. Clean, easy screens for both your current and past paycheques. Settings you can tailor to your life. Plus smart AI insights to help you get your habits and improve over time.

No more messy spreadsheets. No more wondering if you can afford that coffee.

Just a simple way to see what you've spent, what you've saved, and what you've got leftover.

So you can spend less time stressing about money, and more time actually enjoying it.

Download on the App StoreGet it on Google Play

Everything you need in a modern budget tracker

Packed with the essentials you need to take charge of your money. Built by budgeters, for budgeters.

No confusing charts, no pointless bells and whistles. Just a clean, simple app with everything you need to build better money habits and feel good about your finances.

Frequently asked questions

Quick answers about Budgeto for all kinds of income setups, cycles, and workflows.

What makes Budgeto different from other budgeting apps?

Clarity, first and always. Instead of a cluttered dashboard that needs a tutorial, Budgeto shows you the two numbers that actually matter each cycle: what you've got left and what you've spent. We built it to be dead simple, so you spend less time googling how to use it and more time actually feeling on top of your money.

Do I have to pay to use Budgeto?

Nope. The free version lets you set a budget cycle, add your income and expenses, and see exactly how much you've got left and how much you've spent. We want you to feel the difference Budgeto makes before we ever ask for a cent.

How much does Budgeto cost?

The basics, dashboard views plus adding income and expenses, are totally free. Budgeto Pro is just $5 AUD and unlocks the good stuff: recurring income and expenses, saved history from past budgets, smart dashboard insights to keep you on track, and plenty more.

Is there a free trial for Budgeto Pro?

Yep! Early adopters get the first 3 months of Pro free, so you can try everything out and tell us what you think.

How hard is it to get started with Budgeto?

Honestly? Barely any effort at all. Sign-up walks you through setting up your budget cycle and recurring transactions, and the interface is simple enough that you can just dive in, even if you've never heard of us until five minutes ago.

Is my data safe with Budgeto?

Absolutely — it's one of the things we care about most. Your data is encrypted in transit and at rest, we only ask for what we genuinely need, and we never sell it or send it to a third-party AI. Access on our side stays tightly restricted to running the service.

See all FAQs

Ready to simplify your finances?

Join Budgeto today and start building better money habits. It takes about a minute to get going.